I think it makes a big difference when you have the opportunity to meet someone in person, and make your decisions accordingly, especially for a fairly small purchase. But for the majority of purchases when I'm sending, say $1000.00, to someone I've never met that lives across the country, I'm not planning on taking any chances.
And yes Nicolai, it usually doesn't take 100 pages to sort things out.....in fact, the loooonnnngggggg threads often seem to get bogged down with a lot of junk that just isn't necessary. But sometimes it does take that long just to get down to the bottom of things.....but the BOI will always be a tool we can all benefit from, as long as we aren't bad guys.
