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I apologize for assuming that you, too, were lying. I have no defense.
However, it doesn't change anything. What you SHOULD have done, as others have is understood your own financial situation. It's really not anyone elses' responsibility to handle your financial situation, and it is unfair to expect the seller to refund money after having his time wasted and losing buyers (but it ended well for him).
The buyer should be compensated (that's what holding fees/deposits are for) for time lost and feeding the animal beyond the agreed time (during the holding time, the animal is essentially yours). However, imo, no buyer has the right to expect any seller to hold an animal indefinitely TOS or no TOS.
Again, I apologize for assuming, and I am sorry for your family's health issues. Good luck.
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