I can understand your frustration, Rich - it doesn't matter how simple you try to make things, it's never simple enough. I don't remember when I finally figured out that the asterisk was for auto-renewal...but I know that the first couple of times I subscribed I clicked back and forth on the two options trying to figure out what the difference was. I don't think I figured it out until I was looking into a question somebody asked about their subscription renewal. That's why I suggested moving the explanation to the top, rather than the bottom.
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Maybe I'm just particularly intolerant at the moment
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I've had a lot of that, recently, myself.