*Moved from the BOI to comply with BOI rules*
This is always a wonderful point to make Shannon, and I 100% agree. I know I have personally brought this up many times in BOI threads. No matter how many times it is brought up, people still send money via "friends and family".
When you go to send money it gives you two very clear options.
One says: "Covered by
PayPal Protection for buyers"
The other does NOT.
(Red items below inserted by me)