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I hate to say this but we are very liable. Most homeowners insurances will not cover things that happen by animals. Not to mention that there is no personal accountabllity. Look at the cases against McD. First with the hot coffee, this person removed the lid then got burned, they won. Now with the people that are over weight, I sure hope they lose but I have my doubts. Overall it is just a very trubling. A business that is incorporated it's owners are protected. We as private parties are risking everything. This very subject is one of the best reasons to run your business/hobby above board from day one. Yes there are taxes that must be paid in order to do this, but one frivolous law suit and you have saved all your possessions.
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