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I have also dealt with Tim on multiple occasions. He is definitely not one to scam, but is a stellar example of what many people in the hobby should strive to be.
Is it sub-par practice to withdraw funds prior to transaction completion? Yes, but we *all* fall on hard times, and sometimes it is necessary. Is it something that should be done repeatedly, no. But should someone be placed at the stake for having to do it once? Not at all.
Not only does Tim price his animals well below market averages, but he also goes out of his way to provide excellent customer service. He has even driven 2.5 hours to hand deliver animals on more than one occasion.
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