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I think Kevin is handling his troubles very incorrectly, but I don't yet think the exact term scammer applies. Bad guy? Maybe. But scammer, no. A scammer seeks out to steel money from people by deceiving them. I believe that Kevin made these turtle deals in honesty, totally intending to follow through on them, and then messed up everything terribly by doing illegal things, and then perhaps didn't do a good enough job on making everyone whole. That last part remains to be seen, maybe he will, but just hasn't gotten it together to do it yet. If he never rights this, he's a bad guy. If he does right this, maybe he's not a bad guy, but I will still probably never do business with him. It's too risky, what if he goes to jail again and so on? But I don't think that "scammer" is the kind of bad guy that he may be, because "scammer" requires dishonesty, which I don't yet see. The kind of bad guy I see is "highly irresponsible/risky unstable life."
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