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If a person can't provide pictures of the animals they are selling, would that be a red light signaling a scam?
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Not necessarily, but you are open to buy without seeing what you are offered and that could go either way.
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Also, What is the best way to pay for animals online? Credit cards or paypal? (I know Money Orders or Checks are a big "NO-NO")
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I agree personal checks are a no-no as you say, and so are Western Union money transfers. Unless is a long established and very reputable company I refuse to give my credit card info.
I prefer postal money orders over all of the above. Accepting money through the USPS and not delivering what you paid for constitutes a federal offense. Not many people would like to be in trouble with the FBI.
In my opinion the best way to minimize (and I'm not saying avoid) being scammed is:
1. Make sure the person selling the itme has the item (pictures)
2. Make sure the person is who he says he is.
3. Have everything in writing (keep e-mails).
4. Ask for a real phone number (no cell phones) and an address where to ship the order.
5. Verify the phone number, the address, and the name match (reverse look-up using 411.com)
Yes, it is asking a lot of work (and so have you worked for your money) and it is not 100% fool proof but so far it has worked for me.
Best regards.