Paypal is notorious for being quick to freeze accounts when anything is disputed. Sellers almost invariably suffer until the situation is resolved.
If paypal is being truthful when they say it is the credit card doing it though, that raises some questions.
As I understand it, a credit card company is only concerned with the receipt of goods, not the quality of goods.
As long as the item purchased was what was received, then the CC company will do nothing. One reason being exactly what's happening here, the customer has the goods and the cash he paid for them.
A CC company is not going to get into evaluating the quality of merchandise, or how well it's represented.
Had he returned the snake to you and you had not refunded his money, then the CC company would have taken action and reversed the charges.
If this is correct, then the only way Brett could have gotten the reversal of the charges would have been to lie to the credit card company.
From the PayPal seller protection policy:
Quote:
Retain reasonable proof-of-shipment that can be tracked online
Always keep proof that you did indeed honor the payment and made the shipment to the Confirmed Address. You will be required to provide a copy of this shipment record in cases of disputes. The tracking documentation must show that you shipped to the Confirmed Address. For items valued at $250 or more, you must include a signature from the recipient as proof of receipt. Most U.S. carrier companies, including the U.S. Postal Service, offer these proof of delivery services.
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If you shipped the snake to his confirmed address and still have the tracking number, then according to their own policy, you should be protected.
Paypal however has not shown itself to be very customer friendly once problems have arisen.
I agree with Adam, and did even before this last event, add Skinner to the list of buyers to avoid. What he is doing now is nothing more than running a scam, since he has not returned the snake.
What worries me is that other shady buyers may try to run the same scam once it is realized where the loop holes are.
How many of you have sent a shipment to someone's workplace, or another location so that someone could be available to accept it? This nullifies the seller protection from the start.