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Old 01-08-2022, 12:55 AM   #1
WebSlave
Keep your health insurance premiums paid up!

Pretty interesting video mentioning what being treated for a venomous snake bite might set you back if you don't have health insurance.





https://www.youtube.com/watch?v=LuH-6VhD12s

Of course, if your insurance company knows you are intentionally handling venomous reptiles, I am not sure they would cover you during a mishap.
 
Old 01-08-2022, 05:05 PM   #2
bcr229
Quote:
Originally Posted by WebSlave View Post
Of course, if your insurance company knows you are intentionally handling venomous reptiles, I am not sure they would cover you during a mishap.
Interesting you brought that up b/c we just redid our homeowners, umbrella liability, and car insurance policies due to a lot of changes last month (daughter is new driver, sold a car, etc). On the homeowners/umbrella liability policies, the list of exclusions includes several dog breeds (pit bulls, rotts, etc), all exotic animals, and all venomous animals.
 
Old 03-08-2022, 12:45 PM   #3
nickolasanastasiou
Quote:
Originally Posted by bcr229 View Post
Interesting you brought that up b/c we just redid our homeowners, umbrella liability, and car insurance policies due to a lot of changes last month (daughter is new driver, sold a car, etc). On the homeowners/umbrella liability policies, the list of exclusions includes several dog breeds (pit bulls, rotts, etc), all exotic animals, and all venomous animals.
In what way are those aspects applied? No coverage specifically if those things are involved in an encounter that results in seeking payout or no coverage if those things are present/kept despite not being involved in an encounter or event? I am assuming the former, but the latter would be really ugly.
 
Old 03-08-2022, 01:24 PM   #4
bcr229
Liability due to incidents involving the animals on that list. So, I'm still covered for "slip and fall" - unless someone trips over a snake I guess.
 
Old 03-08-2022, 01:26 PM   #5
nickolasanastasiou
Okay. That is fair enough. Thanks.
 

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