Bankruptcy provides protection from creditors. Its that simple.
I know what I am talking about.
I don't believe that you do.
Rich, I suggest you re check what you think is correct about bankruptcies and you will see that I happen to be correct.... JERRY
I don't believe that you are.
Yes, bankruptcy proceedings protect a debtor from his or her creditors, that is true, but what does that have to do with YOU, Jerry? You aren't filing bankruptcy, are you? You are not a creditor to Ben, you are a DEBTOR in relation to him. YOU are not protected in a bankruptcy filed by someone you may owe money to.
creditor: a person or firm to whom money is due (opposed to debtor).
debtor: a person who is in debt or under financial obligation to another (opposed to creditor).
Sorry, but even if Ben would declare bankruptcy, the court appointed trustee of the proceedings is STILL going to come after the debt he claims you owe.
Trust me, I DO know what you are trying to accomplish here. But I don't think Ben is going to fall for it one bit.

