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Just a Paypal Warning

Abby, I'm sorry to hear that you're having problems with them. I've never experienced such problems with them and I truly hope yours are straightened out soon!
 
Abby said:
My SS is only in use for my healthcare and my real bank. Nothing else. I've only been using the thing myself (as far as not being controlled by my parents) for a couple of years.
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I don't quite understand what you are saying, esp regarding your parents? Did you just recently get a new SS#? how could you only be using it for 'a couple of years'?

My mom changed my last name to my step-dad's last name when I was in high school and changed my SScard, as soon as I turned 18 I went down to the SS office and changed it back to my 'real name'; the entire time, I have always had the same # since birth.

Deffinetly something to look into and I doubt it has anything to do with PayPal. Banks or creditors will always ask for your SSN to open an acct, they usually don't need to see the physical card, but they do need the #. Best to try to figure out what is wrong with your # now before you try to do something else down the line, like buy a house or whatever.

hope you can get it figured out!
 
AbsoluteApril said:
I don't quite understand what you are saying, esp regarding your parents? Did you just recently get a new SS#? how could you only be using it for 'a couple of years'?

My mom changed my last name to my step-dad's last name when I was in high school and changed my SScard, as soon as I turned 18 I went down to the SS office and changed it back to my 'real name'; the entire time, I have always had the same # since birth.

Deffinetly something to look into and I doubt it has anything to do with PayPal. Banks or creditors will always ask for your SSN to open an acct, they usually don't need to see the physical card, but they do need the #. Best to try to figure out what is wrong with your # now before you try to do something else down the line, like buy a house or whatever.

hope you can get it figured out!
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What I meant is that my parents have controlled my SS# until recently - I didn't start doing my own stuff till I turned 18 which was in 2009, so it's only been a few years. It has always been the same name & number, lol.

I'm sure it has everything to do with Paypal. While it is true that banks need it to open an account and don't need to keep checking it over and over I have used the card/# elsewhere since the Paypal thing and those companies never said anything bad about my SS either. I think they would say something was wrong if there truly was something wrong with my card. The number/card has never been out of my sight once so I honestly have no idea how it would be anything other than Paypal's fault. That info has only been given to a select few trusty businesses. HOWEVER, I will be seeing what is wrong just in case. Rather be safe than sorry right? :rofl: Thanks April!
 
Abby said:
That info has only been given to a select few trusty businesses. HOWEVER, I will be seeing what is wrong just in case. Rather be safe than sorry right? :rofl: Thanks April!
Click to expand...

In this case, it's definitely safer! Hackers, and thieves in general, have amazing ways of getting hold of some very important info, without you even knowing so it's very important to check now, later and often, just to be sure. If someone does manage to steal your identity, the faster you find out, the less HELL you'll have to go through to get it straightened out! Hopefully that's not the case though and Paypal will get you set-up. Good luck!
 
Abby said:
It has always been the same name & number, lol.
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:thumbsup:
gotcha, that's where I was confused. Well I hope it's just something silly like Paypal can't read the #s correctly and transposed them or something and nothing sinister like ID theft. Good luck!!
 
aboznut said:
Two ways to deal with this. One, use a credit card other than Paypal to pay for your purchases. Credit cards have protections that debit cards do not. Second, open an account speciffically to use for Paypal. Only put money in that account for Paypal, and only as much as you need. Do not put overdraft protection on the account, and Paypal cannot take more than you put in the account.

My two cents...
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The advice about the bank account is spot on! It's also said a lot on the ebay seller boards. Paypal is not a bank and they're not regulated like one.

I do, however, have a couple of friends who love their paypal debit cards and I can understand their appeal. Probably good to double check everything, just to be on the safe side.
 
bsharrah said:
The fact that they are telling you your SS# is wrong should be raising huge red flags.
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I totally agree with this. You should find out exactly what is going on.

I'm not a technology maven by any means, but I do think that Paypal might be trying to be careful. I've seen a couple of Craigslist ads where people are offering to buy one's Ebay accounts for $30. There is probably a bunch of fraud attempts via Ebay/Paypal.
Anyone who thinks they should be ultra careful about who they give info to is correct. But by the same token, financial institutions are held accountable (and rightly so) for their actions, and they have a stake in making sure they are dealing with the right person.
 
lucille said:
I totally agree with this. You should find out exactly what is going on.

I'm not a technology maven by any means, but I do think that Paypal might be trying to be careful. I've seen a couple of Craigslist ads where people are offering to buy one's Ebay accounts for $30. There is probably a bunch of fraud attempts via Ebay/Paypal.
Anyone who thinks they should be ultra careful about who they give info to is correct. But by the same token, financial institutions are held accountable (and rightly so) for their actions, and they have a stake in making sure they are dealing with the right person.
Click to expand...

My point is I gave them ALL my info, as well as a screenshot of my card, and they still said they couldn't fix the problem. If I give them every ounce of evidence available that I'm me, never caused a problem with my account, etc... I should get a little more help than that. IMO of course. I realize they have responsibilities, but this whole thing is just a bit ridiculous. I'll admit though I haven't further investigated the whole SS thing yet. I strongly believe Paypal is the one at fault just by the way everything has played out. Once I do though I'll update this thread.
 
Abby, your original thread was on 12/23, today is 2/13. I am not judging nor preaching, but if someone said there was a problem with my SS#, the sun would not set before I initiated efforts to find out why that might be so.
Having been the victim of an identity theft, I can assure you that repairing identity damage is a horrible but necessary hassle, and if it has occurred, the sooner the repair is done, the less damage one suffers.
 
lucille said:
Abby, your original thread was on 12/23, today is 2/13. I am not judging nor preaching, but if someone said there was a problem with my SS#, the sun would not set before I initiated efforts to find out why that might be so.
Having been the victim of an identity theft, I can assure you that repairing identity damage is a horrible but necessary hassle, and if it has occurred, the sooner the repair is done, the less damage one suffers.
Click to expand...

I agree, but nothing is at risk. I have nothing connected to my SS. They would be getting a pointless number, nothing else. All evidence points to Paypal's mistake as nothing else points to fraud.
 
Your ss# is pointless. Oh boy your in a world of hurt when some1 gets it and steals your identity. Idk I'm seventeen and I wouldnt just hand out my ss# that's pretty much how the government knows who you are
 
reptile-phan said:
Your ss# is pointless. Oh boy your in a world of hurt when some1 gets it and steals your identity. Idk I'm seventeen and I wouldnt just hand out my ss# that's pretty much how the government knows who you are
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What I meant is there is no money or anything they could get ahold of through it. Of course it isn't pointless but I don't have anything physical to lose from it. Guess I should have been more clear. I will be checking it out but all signs point to Paypal's failure, not fraud. If someone has tampered with my SS# they are doing a piss-poor job of screwing my life up.
 
Yeah but still they can open a bank account in your name the mess up your credit score and so on. My dad has identity theft
 
reptile-phan said:
Yeah but still they can open a bank account in your name the mess up your credit score and so on. My dad has identity theft
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Yea, but what's the chance of that? Considering there are 0 signs of that. I guess I'm just not paranoid about something with a very, very small chance of happening. I don't have a credit score as I buy everything with cash, lol. So unless someone's made up a completely new me (which there is 0 evidence of) there is no risk.
 
Abby said:
Yea, but what's the chance of that? Considering there are 0 signs of that. I guess I'm just not paranoid about something with a very, very small chance of happening. I don't have a credit score as I buy everything with cash, lol. So unless someone's made up a completely new me (which there is 0 evidence of) there is no risk.
Click to expand...

Have you pulled your credit report to find out? Having no credit is better than having bad credit. You might not know what's going on if things are being sent to a different address. Since you can get one credit report a year free, it might not be a bad idea to check now, so you can limit damage. In addition, you can only go back sixty days or so if something does happen.
 
featheredzard said:
Have you pulled your credit report to find out? Having no credit is better than having bad credit. You might not know what's going on if things are being sent to a different address. Since you can get one credit report a year free, it might not be a bad idea to check now,.
Click to expand...

very good advice!
In case you don't have the website, it is:
https://www.annualcreditreport.com/cra/index.jsp
 
Yeah your credit affects everything else unless your planning to pay for your house in full with cash well your kinda screwed if some1 messes with your credit
 
reptile-phan said:
Yeah your credit affects everything else unless your planning to pay for your house in full with cash well your kinda screwed if some1 messes with your credit
Click to expand...

Yea, I don't really need to worry about it though.

Thanks for the advice & concern guys, but my point is there is no evidence of fraud. 100% evidence of Paypal being at fault. Just Google Paypal problems and you'll see the mountain in a second (and yes, even the very problem they caused me). It really doesn't matter though. The purpose of this thread was to warn people that it can happen to them. There are cases of 10 year customers of Paypal having this happen to them for no reason. Just sayin' :reddevil:
 
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