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Need Advice on Insurance...

S

shawn_berry09

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We are shopping around for car insurance and I'm hoping I can get opinions from everybody here about which ones to avoid and which ones you have had a good experience with.
 
Shopping around for insurance is a pain. I've gotten quotes from the same company but different agents with differences of over $200 for a 6 month policy. I'd suggest doing a lot of shopping to find the best price for the amount of coverage you are looking for. If you do it online you can avoid the pestering phone calls.
 
I always go with the cheapest thing going. Simply put, I do not intend to use it, and if I did, from what I have seen, none of them want to pay up. They look for little loopholes to avoid paying. I have seen them refuse to paint a car red because the original color was listed on the title and red costs more. maybe there was a typo in the paperwork and the numbers don't match; too bad for you.

If you have a car with aftermarket parts or stereo, make sure the company is aware of this when you buy a policy, otherwise, they will not buy another. Keep receipts for any part or option or aftermarket part installed and damaged in the crash.

As for the high rates, insurance companies claim it is because people sue them. And, thats true. We have to sue them in order to get them to pay.

Insurance companies and poloticains needed to be the first arrested and charged under the RICO Act. They are not businesses, they are rackets.
 
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