cahrens
Addicted
Credit card disputes
I once had to dispute a credit card charge. The credit card company immediately credited me the money, however, it was explained to me that they would do their investigation and if the charge turned out to be valid, or if I lost the dispute, they would put the charge back on there. It was also explained to me that if Discover couldn't re-coup their money from the merchant then the charge would be re-instated. Fortunately, in my situation, the merchant was a legitimate business and wanted to continue accepting discover so they were relatively quick to refund me the money. Hearing that a credit card instantly refunded the money is no surprise to me but it also wouldn't surprise me if they ended up putting the charge back on there. Hopefully this isn't the case and it will all work out for you. -Chris
I once had to dispute a credit card charge. The credit card company immediately credited me the money, however, it was explained to me that they would do their investigation and if the charge turned out to be valid, or if I lost the dispute, they would put the charge back on there. It was also explained to me that if Discover couldn't re-coup their money from the merchant then the charge would be re-instated. Fortunately, in my situation, the merchant was a legitimate business and wanted to continue accepting discover so they were relatively quick to refund me the money. Hearing that a credit card instantly refunded the money is no surprise to me but it also wouldn't surprise me if they ended up putting the charge back on there. Hopefully this isn't the case and it will all work out for you. -Chris