deedeeiam
New member
The black mark didn't hit their credit report until mid-2012 after the email from KG to the Palmers demanding that they remove the bad review was sent out, not 2009 when Jen Palmer posted the bad review. While it certainly should have been noticed sooner, it wasn't sitting out there for four years either.
I've heard it both ways. She pretty much did an AMA on reddit this week in one of the larger threads and even from her the timeline is all kinds of wonky.
Jump to conclusions much?...But I also have NO debt whatsoever...So no, I have NEVER checked a credit report on myself, and I dare say that I never will. Never saw the need, and still don't.
Ok. It's great that you don't have current debt, but you skimmed over the other important reason - identity theft. You're a shiny naive target. Perfect credit score, tons of information online and readily available, never checks credit score to see if anyone is opening any cards under your name. Simple, fast cash to the less than scrupulous.
And it's really easy to say "oh, we save" and "if I can't buy it now, I don't buy it." But stuff happens, and sometimes there is not enough health or homeowners insurance to keep people from relying on loans.
